This study introduces COWINE (Community Twin Ecosystem), an ecosystem that leverages Digital Twin (DT) technology to revolutionize community resilience strategies. COWINE is designed to strengthen disaster resilience by promoting collaboration among decision-makers, the general public, and other key stakeholders through the shared use of its DT framework. Built on the Cities:Skylines simulation engine and integrated with real-world data, COWINE develops a community-focused DT capable of modeling the complex, interconnected dynamics of communities to provide actionable insights for disaster resilience planning. Using simulation-based case studies in Florida, the paper demonstrates COWINE's collaborative application in managing tornado scenarios. It highlights how COWINE facilitates the identification of vulnerable areas, implementation of adaptive strategies, and effective resource allocation in disasters.